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As a government employee, you may have been issued a Citibank Government Travel Card (GTC) for official travel expenses. However, before you start using the card, it is important to familiarize yourself with the user agreement. This document outlines the terms and conditions of the card usage, and failure to comply can result in serious consequences.

The Citibank GTC user agreement is a legal document that governs the use of the card. It outlines the responsibilities of the cardholder, the agency, and Citibank. The agreement covers various aspects, including card usage, payment obligations, dispute resolution, and liability for fraudulent or unauthorized transactions.

One of the critical aspects of the user agreement is card usage. The GTC can only be used for authorized official travel expenses, such as transportation, lodging, meals, and incidentals. Any unauthorized charges or personal expenses using the card are prohibited and may result in disciplinary action or criminal charges.

Another key area covered in the user agreement is payment obligations. As a cardholder, you are responsible for ensuring that your account is paid promptly, and any discrepancies or inaccuracies in the billing must be reported immediately. Failure to pay on time, or refusal to pay, can result in delinquency fees, suspension of the card, and damage to your credit score.

The Citibank GTC user agreement also outlines the dispute resolution process. If you notice any unauthorized charges on your account, or if you have any other issues related to the card usage, you should contact Citibank immediately. The bank will investigate and resolve the dispute as per the terms of the agreement.

Finally, the user agreement covers liability for fraudulent or unauthorized transactions. As a cardholder, you are responsible for safeguarding the card and keeping the PIN confidential. Any unauthorized transactions resulting from negligence or willful misconduct on your part may result in liability for the charges.

In conclusion, the user agreement for the Citibank Government Travel Card is a critical document that every cardholder must read and understand. Compliance with the agreement is essential to avoid any legal or financial consequences. As a government employee, it is your responsibility to use the card for authorized expenses only and ensure timely payment of the account. For any queries or issues related to the card usage, contact Citibank immediately.